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Oqood, refers to contracts in Arabic. It is an online service by Emirates Real Estate Solutions for the developers that helps with the property registration process between the developers and buyers.

DLD is the abbreviation for “Dubai Land Department.” It is the regulatory body by the government that deals with all property and real estate related legislation, organisation, and services for any real estate transactions in Dubai.

A DLD Waiver is the waiver of the DLD fee that is levied on a property purchase. The DLD Fee is 4% of the property value and is payable by the buyer. Ergo a DLD Waiver means the buyer does not pay this fee and it is instead paid by the developer.

Freehold means complete ownership of the property by the buyer who will have his name on the title deed. Whereas leasehold refers to having the property on lease for a period of more than 10 years and up to 99 years. It cannot be bought completely.

RERA stands for Real Estate Regulatory Agency and is part of the DLD that takes care of the regulations in the real estate industry in Dubai. It is in charge of handling the relationship between all parties of a contract and organizes the exchange process of the properties.

A tenant needs to provide a valid passport and a valid Residence Visa copy. The original copies of both the documents have to be presented by the tenant to the Property Broker. If it is a Corporate Tenant, he will have to provide a valid Trade License, General Manager’s Passport Copy (if he is signing the the Agreement) and valid passport of the Occupant.

When buying a freehold property in Dubai, the following documents are required: A Valid Passport Emirates ID (if resident of UAE) Reservation Form A credit card form as well if paying with card (usually for international clients) A filled in CIF, i.e. Customer Information Form (in some cases)

The buyer and the seller sign an MOU if it is a property purchase from a reseller. The Memorandum of Understanding is an agreement between the reseller and the buyer about the terms and conditions of the sale transaction. If buying a property directly from the developer, the SPA is signed. The Sales Purchase Agreement (SPA) is an important document you sign with the developer that has all the agreed terms and conditions about the sale transaction.

Once all the required documents are in order, it takes an average of 30 minutes to register a sale.

Buyers and owners of properties can get a legal proxy with a proper and duly legalized power of attorney. The person with the POA can have the right to dispose the properties on behalf of the client, as mentioned in the POA. The POA is valid for purposes like sale, mortgage, and gifting and is valid for a period of 2 years. In case of purchasing with a POA, the said POA is valid for 5 years from the date of notarization at the public notary.

Yes, usually you can sell an off-plan property before its completion date. It depends on the terms and conditions stated in the SPA.

A buyer is eligible for UAE investor visa if his total investment is AED 1 million or above in one of maximum three properties

No, if you are a resident abroad, you do not have to pay any property tax.

A mortgage broker always provides a variety of options and unbiased opinion on the mortgages available. Contact our team to help you get the best mortgage rates.

Yes, you can mortgage a property in Dubai.

Yes, any nationality can own freehold property in designated freehold areas in Dubai and can inherit the property to their heirs.

An escrow account is what acts as a third-party funding medium. Wherein the merchant receives access to the transferred money (by the buyer), once the escrow agreement has been fulfilled. If the agreement is not fulfilled by the merchant, the fund is then returned to the buyer. In UAE’s real estate market, an escrow account has a very particular function. The developers of the various projects have to open different escrow accounts for every project, as per the Escrow Account Law in the UAE. It protects the buyers funds and regulates the funding that the developers receive from the buyers in order to construct the project.